Australian Payments Network Summit - Speakers

Speaking opportunities for the 2022 summit are now open. Please contact us for enquiries. 

Below are the speakers from the 2021 Summit.


Keynote Speaker: Philip Lowe

Governor, Reserve Bank of Australia

Mr Lowe holds a PhD from the Massachusetts Institute of Technology and a B.Comm (Honours) in Economics/Econometrics from the University of New South Wales. He has authored numerous papers, including on the linkages between monetary policy and financial stability. He commenced as Governor on 18 September 2016.

He is Chair of the Reserve Bank Board and Payments System Board, and Chair of the Council of Financial Regulators. He is a member of the Financial Stability Board. Prior to his current role, he held the positions of Deputy Governor, Assistant Governor (Economic) and Assistant Governor (Financial System). He also spent two years at the Bank for International Settlements working on financial stability issues.

Mr Lowe is Chair of the Financial Markets Foundation for Children and a director of The Anika Foundation. He is also Chair of the Committee on the Global Financial System of the Bank for International Settlements.

Mr Lowe is a signatory to The Banking and Finance Oath.


Senator Bragg

Liberal Senator for New South Wales

Prior to his election to Federal Parliament in 2019, Andrew was an author and accountant. Andrew started his career as an accountant at Ernst & Young and went on to work in senior roles at the Financial Services Council and the Business Council of Australia.

His 2017 short book Fit for Service (Connor Court) offers a framework for 21st century trade policy for Australia.

Andrew was the National Director of the 2017 Liberals & Nationals for Yes campaign in support of same sex marriage which delivered Yes majorities in 71 of 76 Coalition seats.

Following Andrew’s election to the Senate, he was elected Chair of the Senate Select Committee into FinTech and RegTech and is a member of the Senate Economics Committee and Parliamentary Joint Committee on Corporations and Financial Services.

In June 2020, Andrew launched his latest book, Bad Egg: How To Fix Super.

Andrew was educated at the Australian National University (ANU) where he studied international relations and accounting.


Marlies Laros

Banking & Payments Strategy Director, Monitor Deloitte Australia

Marlies is a Director in Monitor Deloitte’s Strategy Practice in Brisbane with over 10 years of experience across Europe and Australia. She focuses on the banking and payments sector, spanning both retail and business. She combines her industry knowledge with deep technical expertise in corporate strategy, scenario planning, market entry, M&A as well as new venture development and expansion. Marlies has also helped shape the Open Banking agenda for Deloitte in Australia and has worked for a range of banks on developing strategies and business models.


Rajat Jain

Australian Payments Practice Leader, Deloitte Australia

Rajat is the National Leader of Deloitte’s Payments Advisory practice in Australia with over 17 years of experience in consumer and business payments. Rajat and his team work with banking and payments industry clients on payments strategy development and execution, new payments propositions, strategic reviews of payments businesses, and payments technology and operations modernisation programs. With their unique sectoral expertise, Rajat and team also advise corporate and government clients to help them improve the efficiency and experience of their payments processes and operations. Their areas of expertise include consumer and business cards, BNPL, merchant acquiring, payments platforms, payments regulations, real-time / cross-border payments and Open Banking.


Zachary Aron

US & Global Payments Practice Leader, Deloitte US

Zachary is Deloitte Consulting’s US Banking & Capital Markets Payments leader and is a co-leader of the Global Payments practice. He has more than 20 years of consulting experience, specialising in business strategy, operations, and technology solutions to payments clients. His focus areas include credit and debit cards, alternative payments, online lending, and treasury management with expertise in the development and rollout of new business lines, products, services, and associated operating models both in the US and internationally. He has partnered with financial institutions, networks, and electronic-payments providers to develop new payments-related product and service strategies using emerging technologies or new acquisitions.