Consultation on the vision for Australia's account-to-account payments
In July 2025, Australian Payments Network (AusPayNet) and Australian Payments Plus (AP+) launched a public consultation seeking submissions on the current and future payment needs and expectations of the users of Australia’s account-to-account (A2A) payments systems.
Submissions were welcomed from all end-users, including consumers, businesses, governments, financial institutions and intermediaries involved in payments, and other key stakeholder groups.
Submissions to this consultation closed on 31 July 2025.
Public consultation on the future vision for account-to-account payments in Australia
Next steps
The release of the findings completes Step 2 in a six-step process to define Australia’s A2A payments vision. These insights will inform the ongoing work of the roundtable meetings between AusPayNet, AP+, the Reserve Bank of Australia and the Commonwealth Treasury. The next step in the process is the release of a draft A2A vision for further consultation with stakeholders in 2026.
Modernisation of payments
Watch AP+'s recent webinar below, in which AusPayNet's Chief Strategy Officer, Rajat Jain, took part in a discussion about the modernisation of Australia's account-to-account payments system.
