The Consumer Data Right (CDR) is an economy-wide right to data, which will be rolled-out first in the banking sector on 1 July 2019.
CSIRO’s Data61 has been appointed by the federal government to lead the introduction of the CDR, as the Data Standards Body (DSB).
On 24 August 2018, the DSB released an operating model, which includes three working groups which will facilitate the creation of the Consumer Data Right Standards:
The remainder of this blog focuses on the Information Security Technical Working Group, which is led by Dr Seyit Camtepe from CSIRO’s Data61.
One of the key driving principles used in the development of the standards is that input to them should be as wide as possible and that membership should be inclusive. The aim is to attract as many participants as possible who are willing to contribute freely and transparently on the DSB’s GitHub workspace.
In the recognition of this transparent theme, the Information Security Technical Working Group will evolve over four phases:
Although open membership in the group is promoted through GitHub collaboration, the operating model has identified that there is a need for a closed space that will deal with more sensitive information security related discussions.
The driving principles for the Information Security Technical Working Group operating model will be based on those of the existing API Standards Working Group. The general operating model has been developed from open discussion with respondents to the open banking review, advisory committee members, other group participants, and the UK Open Banking Implementation Entity.
These five driving principals are:
The decision-making process is led by the Information Security Technical Working Group lead, Dr Camtepe, who will shape discussions of decisions, proposals and recommendations in the GitHub community, as well as ensuring alignment with the API Standards Working Group. Participation and comments on these decisions are open until a prescribed end date. Dr Camtepe will then make a recommendation to the DSB Chair, copying in the DSB’s Advisory Committee. When the DSB Chair finalises a decision, Dr Camtepe then updates the standards documentation to align with these decisions.
AusPayNet is represented on the DSB Advisory Committee, by our COO, Andy White. We are also represented on the Information Security Technical Working Group by our Standards Analyst, Arthur van der Merwe.